Blog

Young Houston resident comparing a catastrophic Marketplace plan against subsidized options

Catastrophic Health Plans in Houston: Who Qualifies and When They Make Sense (2026)

Who can buy a catastrophic Marketplace plan in Houston, what the 2026 rules cover, why the deductible equals the out-of-pocket max, and
Houston employee reviewing individual Marketplace plans funded by an employer ICHRA

ICHRA in Houston: Using Your Employer’s Health Reimbursement to Buy a Marketplace Plan (2026)

Offered an ICHRA in Houston? See how the tax-free reimbursement works, the premium-tax-credit rule, the 60-day enrollment window, and how our agents
Houston senior receiving skilled rehabilitation care in a nursing facility covered by Medicare

Medicare’s 100-Day Skilled Nursing Facility Rule: What It Actually Pays in Houston (2026)

Medicare covers up to 100 days of skilled nursing care, but only 20 with no coinsurance. See the 2026 costs, the 3-day
Houston Medicare Advantage member using dental, vision, and hearing benefits at a clinic

Dental, Vision, and Hearing in Medicare Advantage 2026: What Houston Plans Actually Cover

Original Medicare skips routine dental, vision, and hearing. See what it covers, how Medicare Advantage DVH benefits and caps work, and how
Houston household reviewing 2027 ACA Marketplace premium changes and planning for renewal

2027 ACA Marketplace Rates in Texas: What Early Insurer Filings Signal for Houston

Early 2027 ACA rate filings signal another double-digit premium proposal. See what it means for Houston, why the expired subsidy compounds it,
Houston Medicare beneficiary reviewing a hospital bill after an observation-status stay

Under Observation, Not Admitted: How Hospital Observation Status Affects Your Medicare Bill (Houston 2026)

Under observation, not admitted? A Houston Medicare guide to how observation shifts your bill to Part B, breaks the 3-day SNF rule,
Houston resident weighing a short-term health plan against an ACA Marketplace plan at home

Short-Term Health Plans in Texas After the 4-Month Federal Limit (2026)

Short-term health plans in Texas now face a 4-month federal limit. See what they cover, what they skip, and the ACA Marketplace
Houston Medicare beneficiary meeting with a licensed mental health counselor now covered by Medicare

Medicare Mental Health Coverage Just Expanded: What Houston Beneficiaries Can Use in 2026

What Original Medicare and Medicare Advantage cover for mental health in 2026: new therapist types, IOP, depression screening, telehealth, and Part D
Houston Medicare beneficiary comparing Advantage plan Star Ratings before the Annual Enrollment Period

Medicare Star Ratings 2027: How Houston Should Judge an Advantage Plan Before AEP

See what the 2027 Medicare Star Ratings measure, the 5-star enrollment right, the low-performing plan icon, and how Houston should read them