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Harris County children heading to school, a common moment when families discover gaps in their health coverage

Health Coverage for Kids in Harris County: CHIP, Children’s Medicaid, or a Marketplace Plan?

Texas has the highest rate of uninsured children in the country, and many already qualify. Here is how Children's Medicaid, CHIP, and
Houston couple updating their Health Insurance Marketplace application after a mid-year income change

Got a Raise or Changed Jobs? Report It to the Marketplace Now — the Repayment Cap Is Gone for 2026

The IRS eliminated the premium tax credit repayment cap for tax years after 2025. Here is what Houston Marketplace enrollees must report,
Houston Medicare beneficiary reviewing her Annual Notice of Change with a pen before the 2027 Annual Enrollment Period

AEP Opens October 15: The Houston Medicare Pre-Flight Checklist for August and September

Medicare's Annual Enrollment Period runs Oct 15 to Dec 7, 2026. Here is the August and September checklist Houston beneficiaries should finish
Houston parents at home with their infant after adding the baby to a health plan

Having a Baby in Houston: Prenatal Coverage, the 60-Day Newborn Window, and CHIP Perinatal

Pregnancy is generally not a Marketplace qualifying event, but birth is — and you get 60 days, or just 30 on an
Houston dialysis patient reviewing Medicare coverage paperwork and enrollment dates

Kidney Failure and Medicare in Harris County: The Coverage Timeline, and the New Texas Medigap Right for Under-65 Patients

End-stage renal disease makes you Medicare-eligible at any age, but coverage usually waits until the fourth month of dialysis — unless you
Ambulance outside a Houston-area hospital emergency entrance, the setting for the most common surprise medical bill

Surprise Medical Bills in Houston: Which Law Protects You, and What to Do When One Arrives

Two laws protect Texans from surprise medical bills, and they cover different things. The federal No Surprises Act covers air ambulances but
Houston Medicare beneficiary reading a prior authorization denial notice from her Medicare Advantage plan

Medicare Advantage Prior Authorization in Houston: The New 2026 Deadlines and How to Fight a Denial

Since January 1, 2026, Medicare Advantage plans must decide expedited prior authorization requests in 72 hours and standard requests in seven calendar
Houston senior reviewing Part D prescription costs and Extra Help savings in 2026

Medicare Extra Help (LIS) in 2026: New Income Limits for Houston Seniors

See the 2026 Medicare Extra Help income and resource limits, what you pay with the Part D Low-Income Subsidy, and how Houston
Houston small-business owner setting up a QSEHRA to reimburse employees' health insurance in 2026

QSEHRA for Small Houston Businesses: Reimburse Employees’ Health Costs Tax-Free (2026)

A Houston owner's guide to the QSEHRA: 2026 limits, who qualifies, tax-free mechanics, the premium-tax-credit interaction, notices, and ICHRA vs. group.